How will India Budget 2022 impact your daily life?

budget 2022

Budget, budget on the way, what does it has for us today? The day has come when India Budget 2022 announced by India’s Finance minister Nirmala Sitharaman will reflect upon and will impact India’s financial system and economy in 2022. What does this India Budget 2022 hold for you as an individual? Let us know …

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Best free tips to save more money during pandemic

best tips to save money during pandemic

Coronavirus has grabbed the whole world with both hands and is not willing to loosen the grip. Though vaccines are out, the virus is still spreading its root at an alarming rate. The second wave, coming soon the Third wave is in store for us. Deaths, job losses, closed businesses due to continued lockdowns are …

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All you need to know about RBI Act 1934

RBI Act 1934

Reserve Bank of India is constituted for the purposes of taking over the management of the currency from the Central Government and carrying on the business of banking in accordance with the provisions of RBI Act 1934. The Reserve Bank of India, will have perpetual succession and a common seal, and shall by the said …

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Factors affecting Dividend Policy directs how to invest now?

factors affecting dividend policy

As an employee of a firm you are entitled to get a good bonus amount only if your firm is profitable throughout the year but on the contrary, if the firm is not doing good, then you miss your bonus. In the same way, a Dividend is that bonus that a listed company gives out …

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Companies get full tax exemptions in India- know How?

tax exemptions india

What if you do not have to pay any tax? What if you get all the taxes deducted so far back in your account, you’ll definitely go for an expensive holiday vacation with that I bet. Tax relief does bring a smile to the face of everyone, especially businessmen. Like Individuals get tax reliefs on …

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Cash vs credit card which one is better and Why?

cash vs credit card

Credit Card – is Magic Wand of today’s world which fulfills all your shopping needs in no time! Yes, though there are terms & conditions applied. Interest is the cost that is attached with this magic wand usage depending upon the frequency and limit utilized. But if you have enough cash then which payment mode …

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Know 7 Types of Share Capital in a company

Types of Share Capital

We have a different set of clothes for different situations. Example- vibrant color clothes for birthday parties, whereas subtle clothes for someone’s funeral. Nightdress while going to bed whereas formal dress in the office. Similarly, there are different types of Share Capital suited for specific purposes. For easy remembrance-Mnemonic will be AISCPEP– “Awesome Ice shake …

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Indian Financial System evolution and functions explained in simple way

Indian Financial System

When you earn money, then part of that money goes into paying your monthly rent, buying groceries, paying utility bills, traveling, for personal expenses, etc. Whatever remains if any becomes your saving. The same vicious cycle continues, where you collect money from a source and allocate it amongst different resources. In this process, you tend …

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Want quick loan? Offer secured collateral

secured forms of credit

In Need of a loan? Want to get an assured loan quickly and easily? Then try offering secured collateral to the banks and get loans processed with a 90% guarantee. There are different types of collateral in secured form. Collateral is basically an assurance in the form of any asset which is of value to …

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Financial Markets and Institutions with comparisons

Financial markets finmargin

Let’s understand the concepts of Financial Markets and Institutions in detail. The structure of Financial markets and Institutions can help you understand how it works, differences in structure, and lots more. Formal and Informal Financial System As we all know the difference between a Parent’s Teacher Meeting and a Birthday party, same applies to the …

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